I Want More Hand Holding
That's the second-last thing Shelley said to me before we got off the phone together.
Have other people found buying a house this stressful? Is it because it's my first time? Is it because I'm a wimp? Is it because I am in that thin-veil few days right before I bleed?
Poor Mike at PC Financial. I've banked with the grocery store for about 7 or 8 years now, and they're a great bank. Sure, I can't walk into a branch and talk to someone, but I've never had to. Until last week, when it became apparent that I was going to have to do some fancy footwork to get a bank draft for the down payment to give our lawyer to buy the house. I couldn't just walk into the bank and show them my ID. There were a few options, all of which required at least one day's notice.
We close tomorrow.
I needed the exact number for the draft. Not for closing, not that day. At least yesterday from that day, and my preference would have been last week from that day. We waited and waited, and then finally, today, sicced our real estate agent on the other real estate agent to get on top of their lawyer, who was the person not giving the information to our lawyer, who really did want to tell us how much money we needed to give him to buy our house.
While Mike was doing his damn fine fancy stepping, he was also asking me questions. Can I call you Megan today? Who had we gone with for our mortgage? What was the rate? What was the term? Oh, hmm, I should look into this and that and had I considered this other thing.
I started crying. Not audibly. But it was gonna get audible in short order. I interrupted him.
"I'm really sorry, but I am incredibly stressed out right now, and that's already been decided and there's nothing I can do about it, so."
I didn't have an end to the sentence, but he did shut the fuck up about my options.
I am so fucking sick of options.
I would like to stop having a stomachache and dizzy spells.
I would like someone to hold my hand and tell me what to do.
But it will all work out because everyone involved wants it to happen.
And then you'll be in your house, which will mostly be a comfort to you except when you are worried about the roof or the foundation or rodents or something else.
But those worries are like all other worries -- mostly nothing goes wrong and even if it does, your worrying didn't have any impact on it either way.
Good to hear that it's not just me.
I think that after today, after it closes, I'll be able to proceed like it's a normal move, and then start enjoying the fact that it's my house.
We found that dealing with our agent was the most stressful part, getting our financing was the easiest. We had a really good broker who worked hard for us. All we are waiting for now is for the finance peeps to evaluate our house and volia we're done. Let me know if you need our broker's name. He was great with us all though out the process.
There are so many decisions, big decisions (mortgage financing, lawyers etc) that have to be made all at the same time. Along with that come the medium decisions (packing, cleaning, painting moving) and then the everyday decisions (work, what to wear and what to eat). Unfortunately, because the brain is working on the big and medium thoughts the everyday decisions become the hardest to make. Take a deep breath...or a few of them. Moving and buying a house can be exciting...find someone's hand to hold...it's an adventure. Hopefully once this one's over you won't have to do it again! You've bought a house and will be living with friends you love in a neighborhood you love. The chaos will end. It's stressful but remember to keep breathing through it:)